Special enrollment period through April 30 is available for people who learned of penalties on their 2014 tax return. It shouldn’t have been news to anyone that if you don’t have health insurance, you’ll have to pay a penalty unless your income is so low you can’t afford coverage. But since 2014 was the first year the Affordable Care Act […]

Instead of being tied to a job for the insurance benefits, Americans have the freedom to pursue their dreams. Ever since he was diagnosed with type 1 diabetes at age 10, Shawn Dhanak says he worried about what he was going to do when he was no longer covered by his parents’ insurance. He remembers his grandmother telling him, “You […]

The Affordable Care Act gives everyone the freedom to change jobs without worrying about finding affordable insurance, even outside the open enrollment period. When Maria changed from a job that provided health insurance to one that didn’t, she wasn’t worried for a moment about getting covered — even though she has a pre-existing condition. That’s because she knew she could […]